Legacy Locker, probably the most morbid online venture, has been launched. The service will automatically put your online affairs in order when you finally, and inevitably, kick the bucket. How beautiful is that?

Due to the fact that for many of us, the internet is quickly becoming a comprehensive digital archive of our lives, housing our photo albums, documents, correspondence, and video clips, there’s no one to pass them on to our families after we die.

In other words, Legacy Locker allows people to securely store usernames, passwords and other access information for all their digital assets, from Facebook and MySpace accounts to Gmail and PayPal, and pass that information along to beneficiaries in the event of their death.

Jeremy Toeman, co-founder of Legacy Locker, a San Francisco startup, says this kind of system is a lot easier than trying to wrestle the information out of social-networking sites and Web companies as a family member of the deceased. “It’s the online equivalent of a safety deposit box,” Toeman says.

The site is similar to an electronic will, but applies to digital, as opposed to physical, assets. Account holders can add multiple assets and create as many beneficiaries as they like. A user can also choose to send his or her loved ones an e-mail "Legacy Letter," which is automatically sent to chosen friends and relatives of the customer after the death is reported. The product also offers a form of a living will, turning on autoreplies, and idles customers' accounts without sending out final farewells.

The company offers it service direct to consumers, but also works with estate planners to help make online accounts included in the estate planning process. The service includes free trail accounts as well as $29.99/year and $299.99/lifetime paid options.